Group Benefits

Your benefits plan is one of your most powerful business investments

At VFG Wealth, we design tailored group benefits and retirement programs that help you attract top talent, support employee well-being and protect your bottom line.

Trusted by businesses across the region

  • Mark, Nes-Tech Sales and Service
    Working with Mike at VFG Wealth for our employee benefits has been a great experience. They've been responsive, knowledgeable, and genuinely helpful in guiding us through our options. We'd recommend them to any business looking for a benefits advisor they can trust.
    Mark, Nes-Tech Sales and Service
  • Ken Robinson Refrigeration Inc.
    VFG Wealth has been working with KRR for many years providing extensive knowledge and attentively supporting our quest to provide our employees with industry leading benefits at competitive rates. They are always just a phone call/email away to answer questions and provide prompt support.
    Ken Robinson Refrigeration Inc.
  • Lana Coghill A&A Environmental Consultants Inc.
    VFG Wealth, as the group benefits specialists for A&A Environmental Consultants Inc., has always provided exceptional service. The team consistently goes above and beyond for our company benefits, promptly answering any questions or concerns from our employees as well as any administrative inquiries. Any business will be in excellent hands placing its employee benefits program with VFG Wealth.
    Lana Coghill A&A Environmental Consultants Inc.
  • Sandy Goold Water Depot, Brantford and Cambridge
    Many thanks to VFG Wealth for looking after our employee benefits program for many years. We are a small group, but VFG Wealth has always ensured that we receive the most competitive rates each time our policy is up for renewal. We trust its ongoing commitment to ensuring we have the best coverage at the most competitive price, a critical consideration for small companies like ours, where every expense must deliver true value.
    Sandy Goold Water Depot, Brantford and Cambridge
  • David Balazic, Premier Machine and Gear Ltd.
    VFG Wealth has been wonderful to work with. The team is always available to discuss and clarify our products and services. They consistently go to bat to find the best solutions while keeping our goal of long-term cost-effectiveness in mind. When we need to dig deeper into our coverage, they are the connection that gets answers. We highly recommend VFG Wealth to any business looking for an advisor to help manage employee benefits.
    David Balazic, Premier Machine and Gear Ltd.
  • Esther Schuetzkowski, Shooter Electric Inc.
    VFG Wealth has been our employee group benefits advisor for the past 10 years. Its knowledge and expertise are exceptional and the team is always available to answer questions and address any issues that arise. We look forward to our continued working relationship with VFG Wealth.
    Esther Schuetzkowski, Shooter Electric Inc.
  • Jodi Burness, Burness Paralegal Services
    I have been a client of VFG Wealth for more than a decade. I run a boutique law firm and have seen my team grow, contract and grow again throughout this time. The team has always provided us with consistent, wise and fiscally sensitive guidance and service. They understand that their clients are not in the business of health benefits, so they present the portfolio in a manner that makes the information easily understandable. This not only ensures that I know exactly what I am paying for, but it also helps me fully appreciate my options, giving me confidence that VFG Wealth has done the work to put my firm first.
    Jodi Burness, Burness Paralegal Services
  • Rick and Janet Everett, Advanced Air
    We have partnered with VFG Wealth for more than 15 years and its guidance has been invaluable. The team consistently navigates the complexities of corporate employee benefits with unmatched expertise. Their proactive approach ensures our team receives top-tier coverage while keeping our bottom line in mind. We highly recommend VFG Wealth to any business seeking a dedicated partner.
    Rick and Janet Everett, Advanced Air
  • Tina Gabriel, Executive Director PrimaCare Community Family Health Team
    As a non-profit healthcare organization, we need to ensure that every dollar is used wisely and effectively. We trust VFG Wealth to make that happen. The team is consistently responsive, knowledgeable, professional and genuinely invested in helping our organization. They take the time to understand our unique needs and work diligently to ensure that we have a comprehensive employee benefits package that supports our team while remaining financially sustainable. They are always exploring options, advocating on our behalf and negotiating to secure the best possible rates and value for our organization. We greatly appreciate their commitment to service, attention to detail and ongoing efforts to help us maximize our benefits investment. We highly recommend VFG Wealth to any organization seeking a trusted and dedicated benefits advisor.
    Tina Gabriel, Executive Director PrimaCare Community Family Health Team
  • Niki Clarke, President and CEO Elexco Land Services
    We have had an excellent experience working with VFG Wealth on our employee benefits. The team has been consistently proactive, taking the time to thoroughly review each renewal with us and ensuring we understand our options. They are always available to answer questions and provide timely guidance whenever we need it. What sets VFG Wealth apart most is its commitment to advocating on our behalf, working hard with our benefits provider to negotiate the best and fairest outcome for our company and our employees. We truly appreciate their expertise, responsiveness and dedication and we highly recommend their services.
    Niki Clarke, President and CEO Elexco Land Services
  • Lynn Eidt, Partner Famme and Company
    VFG Wealth has been a trusted partner for our organization for more than 20 years. Throughout that time, Mike and his team have been instrumental in helping us navigate plan changes, carrier transitions and the evolving needs of our staff. Their expertise and guidance have allowed us to grow and adapt our benefits strategy while maintaining quality coverage for our employees. With VFG, you get more than a broker, you get a strategic partner. VFG's extensive industry connections, trusted reputation and commitment to its clients ensure that we receive competitive coverage options that align with our objectives and deliver value to our employees. We are confident that our benefits program is well-positioned to support our employees today and into the future and we highly recommend VFG Wealth to any organization looking for a knowledgeable and trusted benefits advisor.
    Lynn Eidt, Partner Famme and Company

More than a line item on your budget

Too many businesses treat their group benefits plan as an unavoidable overhead cost. We see it differently. A well-structured benefits plan is one of the most strategic investments you can make in your organization. 

According to Mercer's 2024-2025 Innovative and Emerging Benefits Survey, 98% of Canadian businesses cite talent attraction and retention as a key reason for investing in employee benefits.

We do more than manage your plan

Managing a group benefits plan should not fall entirely on your shoulders. At VFG Wealth, we take on the heavy lifting, so you can focus on running your business.

Proactive plan reviews

We don't wait for renewal to review your plan. We proactively assess your coverage, identify opportunities and bring recommendations to the table before they become problems. 

Carrier negotiation

We advocate on your behalf with insurance carriers, negotiating rates, challenging increases and working to ensure you are getting the best possible value for every dollar spent on your plan. 

Employee support

Your employees have direct access to our team. Whether it is a question about a claim, a coverage concern or help understanding their benefits, we are here for them throughout the year, not just at renewal time. 

Administrative simplicity

We work to reduce the administrative burden on your team. From plan changes to employee onboarding, we handle the complexity so your HR team or office manager does not have to. 

A funding model to fit your business

Every business is different. That is why we work with a range of funding structures designed to balance cost, coverage and risk. Whether you are looking for maximum savings, comprehensive protection or something in between, we help you find the right approach for your organization. 

Ready to rethink what your benefits plan can do?

Let's start the conversation. We’re here to help you build a plan that works for your business and your people.